Precious metals for your Self Managed Super Fund
Diversify your SMSF with physical gold & silver
Precious metals can provide a tangible way to diversify a Self-Managed Super Fund (SMSF) beyond traditional assets such as shares, cash and property.
At Spencer Bullion Exchange, we make purchasing physical gold and silver for your SMSF straightforward, with access to a range of investment-grade bullion products and the documentation you need for your fund's records.
Whether you're making your first precious metals purchase through your SMSF or adding to an existing holding, our team can help you understand the purchasing process and available bullion options.
Why SMSFs hold precious metals
Gold and silver have been held as stores of value for generations and can offer diversification within a broader investment portfolio.
Physical precious metals may appeal to SMSF trustees because they offer:
Portfolio diversification
Gold and silver can provide exposure to an asset class that may behave differently from shares, property and cash.
A tangible asset
Unlike many financial investments, physical bullion is a real asset that can be directly owned by your SMSF.
Global market exposure
Gold and silver are internationally traded commodities with globally recognised markets.
Long-term wealth preservation
Precious metals have historically been used as a means of preserving wealth over long periods, particularly during periods of economic and monetary uncertainty.
Liquidity
Investment-grade bullion is widely traded, making established gold and silver products relatively straightforward to buy and sell.
Buying bullion through your SMSF
Purchasing precious metals through an SMSF is different from making a personal bullion purchase.
The precious metals must be purchased by the SMSF and for the benefit of the fund, with appropriate records maintained to demonstrate the fund's ownership.
Spencer Bullion Exchange can provide transaction documentation identifying the SMSF as the purchaser to assist trustees with their fund's accounting and record-keeping requirements.
Before purchasing, trustees should ensure precious metals are permitted under their SMSF's trust deed and are consistent with the fund's documented investment strategy.
Gold bullion for SMSFs
We offer a range of investment-grade gold products suitable for consideration by SMSF trustees, including:
- Gold bullion bars
- Gold bullion coins
- Australian and internationally recognised bullion products
- Various weights to suit different investment requirements
Gold bullion allows SMSFs to gain direct exposure to the physical gold market without relying on shares in mining companies or other financial products linked to gold.
Silver bullion for SMSFs
Silver provides another way for SMSFs to gain exposure to physical precious metals.
Our range can include:
- 1kg silver bullion bars
- 10oz silver bullion bars
- Silver bullion coins
- Other investment-grade silver products
Availability and premiums can vary depending on market conditions and supply.
What you'll need
When purchasing bullion through an SMSF, we may require information and documentation relating to the fund and its trustees.
This can include the SMSF's:
- Full legal name
- ABN
- Trustee or corporate trustee details
- Identification for relevant individuals
- Payment from an appropriate SMSF bank account
- Any additional information required to satisfy applicable AML/CTF and identification requirements
Our team can explain what information is required before your transaction is completed.
Selling your SMSF bullion
When the time comes to sell, Spencer Bullion Exchange also buys gold and silver bullion.
Our buy-back pricing is based on current precious metal market conditions and the product being offered.
For SMSF transactions, appropriate transaction documentation can be provided to assist with the fund's accounting and record-keeping.
Start your SMSF bullion purchase
If you're considering physical gold or silver for your SMSF, speak with the team at Spencer Bullion Exchange.
We can help you explore available bullion products, understand the purchasing process and provide the appropriate transaction documentation for your fund.
Visit Spencer Bullion Exchange in-store or contact our team to discuss your SMSF bullion requirements.
Important information
Spencer Bullion Exchange Pty Ltd is a precious metals dealer and does not provide financial, investment, taxation, legal or SMSF advice.
Information provided on this website is general in nature and does not take into account your objectives, financial situation or needs. Precious metal prices can rise and fall, and past performance is not a reliable indicator of future performance.
SMSF trustees are responsible for ensuring any purchase is permitted by their fund's trust deed, complies with the fund's investment strategy and satisfies applicable superannuation, taxation and regulatory requirements.
Before making an investment decision, you should consider obtaining independent advice from an appropriately qualified financial adviser, accountant, tax adviser or SMSF professional.